If you have a Flexible Spending Account (FSA), time is not running out for you to spend your pre-tax savings. But if you, like this humble author, let the calendar flip to 2024 without having used all of your cash, you know all too well the sting of a blundered healthcare budget. Of course, you can’t just solve this problem by filling your pantry with Tylenol, because technically that would make you a “hoarder” in the eyes of the IRS and your judgy roommates. So set a reminder to revisit this page in December, because if you’ve already read this…